Credit card fraud appears to be all over the place and crooks are fond of using the internet to steal credit card information, due to the privacy it provides. Many people believe that the only way to protect themselves is to stay away from shopping online all together. While this is a method to prevent credit card information from being stolen and hacked, it also means that one can never ever again shop online. The online marketplace for goods and services is expanding at an alarming rate because people are aware of the ease with which they can find the best deals while shopping online. If one does not shop on the internet, you'd be giving up on all the great bargains. Utilizing this method to prevent credit card fraud is like choosing not to fly on planes again to protect yourself from terrorists. True, one would not become a victim in any terrorist plot that involved planes, however it also means having to deal with the inconvenience of not being able to fly when traveling. As with everything else that happens in the world, the trick is not to avoid the problem however, it is to be aware of the issue and adopt an effective strategy to reduce the possibility of becoming the victim of credit card fraud while shopping on the internet.
First, let's talk about steps one can take if fraud with credit cards is already happening. There's no need to be in a panic. When a cardholder discovers that their credit card details have been compromised and the credit card company will not hold the cardholder liable for any fraudulent charges, even for charges made before reporting the credit card information is stolen. A credit card provider will then shut down that card from further use and issue a new card within one or two weeks, but this is still an issue that many would prefer not to go through, if possible.
Online shoppers can use Google's safe Browsing Tool to check if the website is safe to browse in the event that one is able to trust Google of course. This tool will inform Amazon gutschein you whether a site is suspicious or not when Google last scanned it, and also if the website has did anything suspicious in the past, and also report if it is connected to any suspicious websites even when the website itself is not doing any thing that is suspicious. To see if a website is safe, simply copy and paste "http://www.google.com/safebrowsing/diagnostic?site=" into the address field on the browser, and then add the url of the site to be visited. For example, to a company's website, just enter "http://www.google.com/safebrowsing/diagnostic?site=websiteurlhere.com" into the address bar of the browser being used. Once this is entered the tool from Google will show up a simple half page report that will tell you if the website it's referring to is safe or not.
Another method of security one can employ when shopping online, is to utilize trusted third method of payment. Just about everyone has been familiar with PayPal. They are perhaps the most widely used 3rd party payment method in the world. They permit customers to pay for products or services using them. For example, this means that when a consumer purchases something the item, she isn't directly transferring money to the website she is purchasing from. She is paying the amount due to PayPal, and then PayPal reimburses the merchant, meaning that the merchant does not have access to her credit card number and the credit card information was not transmitted over the internet during the transaction. It doesn't matter whether the client shops on only one or 100 websites. In the event that a 3rd party payment method was utilized credit card data was not transferred, meaning that the data isn't floating across the internet on every website where a purchase is made. Other third-party payment options like PayPal include, Google Wallet and Amazon Payments.
Armed with this information, online shoppers can now be sure that the websites they go to are secure to shop on, and also be sure to not enter sensitive information when purchasing. There is no reason to ignore all the amazing deals available when shopping online due to fear of your credit card details being stolen.